Gibraltar Equipment Finance (GEF)
GEF is built to fill gaps in the equipment financing market resulting from cyclical lending environments.
With over a century of combined financing expertise, our team creates custom solutions that solve demanding equipment financing challenges. Our mission includes helping business owners make the right financing choices to grow and take their business to the next level. Our experience across different economic periods enables us to tailor a transaction to bring you flexibility and liquidity and ultimately help you reach your objectives.
We help companies across a wide array of industries in the United States and Canada with equipment loans and leases ranging from $1 million to $20 million for growth and special situations.
Action – Not Just Words
We are responsive and action oriented because we think of ourselves as more than just a lender — we are your partner in success. As your partner, we strive to:
- Listen closely to what you request
- Be transparent about our capabilities
- Value your time
- Bring a service mentality to every facet of our relationship
- Move with speed and precision to efficiently deliver solutions
- Connect you with others from our broad network to assist your business
Gibraltar Equipment Finance is an affiliate of Gibraltar Business Capital (GBC) and complements GBC’s offering in the non-bank asset-based lending marketplace. GEF and GBC are portfolio companies of Hercules Capital, Inc. (NYSE: HTGC), a multi-billion-dollar specialty finance company.
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Our Team
Our leadership team is focused on fostering the right culture to ensure our clients receive fast, flexible, and creative solutions. With over 100 years of collective experience, the GEF team can step in with creative solutions when other equipment financing options are limited.
Scott Winicour
CEO 
As CEO of both Gibraltar Business Capital (GBC) and Gibraltar Equipment Finance (GEF), Scott focuses on the overall strategic direction of both companies. Scott founded GBC in April of 2010 when he led the management buyout of Gibraltar Financial Corporation (GFC), an asset-based lender established in Chicago in 1951. Scott began his finance career as an account executive in 1995 at GFC. Earning his way up from the ground floor—learning the sales, credit, operations, and underwriting processes — Scott took over the operations of GBC in 2005. After identifying a gap in the market and an opportunity to expand the product offerings to complement the strengths of GBC’s asset-based lending platform, Scott partnered with Jeffry Pfeffer (see below) to launch Gibraltar Equipment Finance.
Jeffry Pfeffer
GEF is led by equipment finance industry veteran Jeffry S. Pfeffer, serving as President. Jeff brings more than 35 years of innovative credit, lending, and equipment financing experience. He has co-founded, built, and sold successful middle-market equipment finance businesses including American National Bank & Trust Co. of Chicago Equipment Leasing and CapX Partners. Throughout his career, Jeff has led over $1 Billion of funding in growth and liquidity-themed capital to hundreds of small and mid-sized companies. Jeff has served on various portfolio company boards as an advisor as well as non-profit organizations. Jeff holds a BA in Economics from Brandeis University and a MBA in Finance from DePaul University Kellstadt Graduate School of Business.
Office: 224.374.1516 | Email: jpfeffer@gibraltaref.com
Jeffrey Stanek
EVP, Chief Credit Officer
As Chief Credit Officer, Jeff leads an experienced team in managing risk and credit policy while keeping a focus on enhancing client relationships. He is a seasoned commercial lender with over 28 years of extensive and progressive experience in asset-based lending. Prior to joining Gibraltar Equipment Finance (GEF), Jeff managed and grew portfolios for Fremont Financial, Finova, Guaranty Business Credit, and most recently with Wells Fargo Capital Finance as the South Region Manager over a large and diverse portfolio. His tenure at Wells Fargo provided him with in-depth experience in all aspects of asset-based lending from origination through problem loan management.
Steve Sanders
SVP, Business Development Officer
As SVP, Business Development, Steve is responsible for originations across the Eastern region of the United States. Steve possesses more than 15 years of industry experience. Prior to joining GEF, Steve served as Managing Director at SLR Equipment Finance. Prior to SLR, he worked at Wells Fargo for nearly a decade, holding origination and portfolio management roles in various equipment financing, leasing, and other specialized financing divisions. Steve started his career at Gordon Brothers Group. He holds a Bachelor’s Degree in Finance from Northeastern University.
Office: 847-347-1822 | Email: ssanders@gibraltaref.com
